Straightforward investment loans.

3.34 percent per annum
Interest Rate
3.37 percent per annum *
Comparison Rate
Purple Basic Variable Home Loan <80% LVR.^

Key features.

Investing? Check out our Investment Loans and you can enjoy loan flexibility.

Low interest rate.

Low variable interest rate with loan terms up to 30 years and the option to borrow up to 80% of the value of property.1

Four months pre-approval.

We can pre-approve your loan so you can search for your property with confidence.

Option to redraw.²

Make extra repayments3 to your loan anytime or withdraw any extra repayments you have made.

Great features.

A Beyond Bank Investment Loan offers everything you need for purchasing an investment property. Enjoy flexibility with the following available options:

  • Loan terms up to 30 years. Maximise your loan term and minimise your regular repayments
  • Flexible principal and interest repayment options. You choose when, how and how much you pay.

Calculate your investment loan repayments.

Roy Morgan’s Bank of the Year

As a customer-owned bank, this win is ours to share! (Roy Morgan Annual Customer Satisfaction Awards for 2020).

Lenders Mortgage Insurance.

With the support of Lenders Mortgage Insurance (LMI), Beyond Bank may be able to accept a smaller deposit and provide a home loan to you that might not otherwise be available.1



Ready to apply?

It’s simple really. Make this investment loan yours with our online application form. 


Not ready to apply?

Have a chat with one of our experienced mobile lenders today. They can meet at your home, work, one of our branches or can chat with you over the phone.


Talk To A Home Loan Specialist

Still have questions about our investment loans?

Our friendly Customer Relationship Centre staff are here to assist you. Monday - Friday 8.00am - 8.00pm, Saturday 9.00am - 3.00pm ACST.
Call Us / 13 25 85
Check out the most frequently asked questions about investment loans.
Visit FAQs

Interest rates are current as at 17 May 2022.

  Interest rates are subject to change without notice.

* The comparison rate is calculated on a $150,000 loan with monthly repayments over a term of 25 years. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

^ Available for new qualifying loans applied for from 04/03/2021. No package or other discounts will apply to the advertised rate. Minimum new lending of $150,000. Parent Equity, Bridging, Land Rent Scheme, Interest Only, Building/Construction and FHLDS loans are not eligible.

Lenders Mortgage Insurance (LMI) applies when the loan amount is greater than 80% of the value of the security property. This may vary based on the location of the property.

2 There is no minimum redraw. Free redraw in-advance amounts at any time through Internet Banking and Mobile Banking. Fees apply for staff-assisted redraw. An amount equivalent to the next scheduled repayment for the loan cannot be redrawn from the in-advance amount.

Unlimited additional repayments available on Variable Rate Loans. Additional repayments over $25,000 per year to a Fixed Rate term will result in a break cost being payable.

# Awarded Canstar Customer-Owned Bank of the Year for Mobile Banking and Internet Banking 2016, 2017, 2018, 2019 and 2020 and Mozo Expert Choice 2019 for Excellent Banking App.

All applications for credit are subject to Beyond Bank’s credit assessment criteria. Terms and conditions are available on request. Fees and charges apply. This information is available on our website at, by calling us on 13 25 85 to request a copy or by visiting a branch.

All loans are provided by Beyond Bank Australia Ltd ABN 15 087 651 143 AFSL/Australian Credit Licence 237856. © 2021.


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Salary Packaging Customers can open a new account quickly and easily using Internet Banking.