Investment Total Home Loan Package.

2.39 percent per annum
Interest Rate
3.94 percent per annum *
Comparison Rate
Special Offer. Total Home Loan Package 3 Year Fixed Principal and Interest.

An investment home loan with options and benefits to suit you.

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100% mortgage offset account.

An account linked to your investment home loan. The balance in this account reduces the interest you pay on your mortgage.1

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No establishment fee.

Save your cash for the good stuff. No loan establishment fee, saving you $445.2

Flexibility.

Available also for Parent Equity, Bridging, Land Rent Scheme loans (ACT only) or Construction loan. Conditions apply.

Variable.

Product Interest Rate p.a. Comparison Rate p.a.*
Total Home Loan Package Variable Principal & Interest <80% (new money only) 3.20% 3.61%
Product Interest Rate p.a. Comparison Rate p.a.*
Special Offer. Total Home Loan Package Investment Loan, principal & interest, LVR ≤90% & a minimum of $50,000 new money 3.33% 3.74%
Product Interest Rate p.a. Comparison Rate p.a.*
Special Offer. Total Home Loan Package Investment Loan, interest only, LVR ≤90% & a minimum of $50,000 new money 3.53% 3.93%
Product Interest Rate p.a. Comparison Rate p.a.*
Total Home Loan Package Investment Loan Principal & Interest 3.94% 4.33%
Product Interest Rate p.a. Comparison Rate p.a.*
Total Home Loan Package Investment Loan Interest Only 4.24% 4.63%

Still have questions about our investment home loans?

If you would like to know more about the investment home loan process, have a chat with one of our experienced loan specialists today.
Talk to a home loan specialist
Check out the most frequently asked questions about home loans.
Visit FAQs
services
Our friendly Customer Relationship Centre staff are here to assist you. Monday - Friday 8.00am - 8.00pm, Saturday 9.00am - 3.00pm ACST.
Call us / 13 25 85

Popular home loan calculators.

Borrowing Power Calculator

Refinance Calculator

Home Loan Repayment Calculator

Lenders' Mortgage Insurance.

With the support of Lenders’ Mortgage Insurance (LMI), Beyond Bank may be able to accept a smaller deposit and provide a home loan to you that might not otherwise be available.

Other investment products you might like.

Purple Basic Variable Investment Home Loan.

A variable home loan rate for investment home loans less than 80% LVR.
Find out more

Standard Investment Home Loans.

We give you a premium home loan with a raft of handy extras that makes it easy to purchase your new home or refinance your existing mortgage.
Find out more

Interest rates are current as at 10/05/2021. Interest rates are subject to change without notice. 

*The comparison rate is calculated based on a secured loan amount of $150,000 over a loan term of 25 years. Warning: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

The Total Home Loan Package has an Annual Package Fee of $395. This offer will continue to apply until the loan is varied. Available only for investment purposes. Parent Equity and Building/Construction are not eligible.

100% Offset is only available on Variable Rate Home Loans. 

There is no establishment fee ($445) on this interest rate. Valuation fees and other fees (such as government charges) may apply. $395 Annual Package Fee applies.

Conditional loan pre-approval is available for a period of 120 days.

Borrow up to 90% of the value of the security property. Lenders' Mortgage Insurance is required where the loan is greater than 80% of the value of the security property. This may vary based on the location of the property.

5 Unlimited additional repayments available on Variable Rate Loans. Additional repayments over $25,000 per year to a Fixed Rate term will result in a break cost being payable.

6  Minimum redraw amount is $500. Free redraw in-advance amounts at any time through Internet Banking and Mobile Banking. Fees apply for staff-assisted redraw. An amount equivalent to the next scheduled repayment for the loan cannot be redrawn from the in-advance amount.

Total Home Loan borrowers are eligible to have to Low Rate Credit Card annual fee waived on one card per package. 

All applications for credit are subject to Beyond Bank’s credit assessment criteria. Terms and conditions are available on request. Fees and charges apply. This information is available on our website at www.beyondbank.com.au/disclosures, by calling us on 13 25 85 to request a copy or by visiting a branch.

All loans are provided by Beyond Bank Australia Ltd ABN 15 087 651 143 AFSL/Australian Credit Licence 237856. © 2021.

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