Standard Investment Home Loans.

8.99 percent per annum
Interest Rate
9.04 percent per annum *
Comparison Rate
Standard Variable investment home loan up to 90% LVR.


Offering flexibility with a choice of a competitive variable or fixed rate, optional mortgage offset account on variable rates and access to redraw extra repayments.

  • Loan terms up to 30 years. Maximise your loan term and minimise your regular repayments 
  • Split your loan. Combine the stability of a fixed rate with the flexibility of a variable rate.
  • Available for Investment, Parent Equity, Bridging, Construction or Land Rent Scheme (ACT only) loan.  Conditions apply.
  • Flexible principal and interest or interest only repayment options. Make additional repayments without penalty and choose your payment frequency from weekly to monthly
  • Optional - Pre-approved line of credit or Low Rate Credit Card up to $5,000 to approved applicants.  Conditions apply
  • Make additional repayments.  Unlimited additional repayments available on Variable Rate Loans. Additional repayments over $25,000 per year to a Fixed Rate term will result in a break cost being payable
  • This loan is available as part of the Total Home Loan Package
  • Access your money 24/7 through Internet Banking, Telephone Banking or Mobile Banking services.


Product Interest Rate p.a. Comparison Rate p.a.*
Standard Variable Investment Loan. Principal & Interest - LVR: ≤90% 8.99% p.a 9.04% p.a

Product - Standard Variable Investment Loan. Principal & Interest - LVR: ≤90%

Interest Rate p.a.
8.99% p.a
Comparison Rate p.a.*
9.04% p.a

Interest only.

Product Interest Rate p.a. Comparison Rate p.a.*
Standard Variable Home Loan. Interest only – LVR <90% 9.29% p.a 9.34% p.a

Product - Standard Variable Home Loan. Interest only – LVR <90%

Interest Rate p.a.
9.29% p.a
Comparison Rate p.a.*
9.34% p.a

Bank with Australia’s best. 

We are proud to be ranked one of top banks Australia in Forbes 2023 World’s Best Banks. This was based on key metrics such as trust, fees, digital services and financial advice. 

forbes logo

Still have questions about our investment home loans?

If you would like to know more about the investment home loan process, have a chat with one of our experienced loan specialists today.
Talk to a home loan specialist
Check out the most frequently asked questions about home loans.
Visit FAQs
Our friendly Customer Relationship Centre staff are here to assist you. Monday - Friday 8.00am - 8.00pm, Saturday 9.00am - 3.00pm ACST.
Call us / 13 25 85

Other investment products you might like.

Investment Total Home Loan Package.

A home loan with options and benefits to suit you with fixed and variable rates.
Find out more

Purple Basic Variable Investment Home Loan.

A variable home loan rate for investment home loans less than 80% LVR.
Find out more

Interest rates are applicable to new loan applications received from 21 May 2024 and are subject to change without notice. Terms, conditions and eligibility criteria apply, including minimum lending amounts.

Borrowers who acquired or applied for these products before this date may have a different interest rate.

*The comparison rate is calculated based on a secured loan amount of $150,000 over a loan term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

100% Mortgage Offset is only available on Variable Rate Home Loans. 

Minimum redraw amount is $500. Free redraw in-advance amounts at any time through Internet Banking and Mobile Banking. Fees apply for staff-assisted redraw. An amount equivalent to the next scheduled repayment for the loan cannot be redrawn from the in-advance amount.

Please note that transfers made on Internet Banking and Mobile Banking can take up to 24 hours to process. For immediate transfers please call us on 13 25 85 or visit a branch.

All applications for credit are subject to Beyond Bank’s credit assessment criteria. Terms and conditions are available on request. Fees and charges apply. This information is available on our website at, by calling us on 13 25 85 to request a copy or by visiting a branch.

All loans are provided by Beyond Bank Australia Ltd ABN 15 087 651 143 AFSL/Australian Credit Licence 237856. © 2023.


Back to top

Share this page