Want to send or receive money overseas?
Sending or receiving money overseas doesn't have to be stressful and time consuming. We have great services to help you out.
Receive an overseas payment.
When you receive money from overseas, you will receive it faster when it is deposited electronically into your Beyond Bank account using our Inward International Transfer service:
- Exchange rate guarantee: Lock in a competitive exchange rate for 72 hours1
- $0 Fee: Beyond Bank and Western Union Business Solutions don’t charge a fee on this service2
- Timely and reliable: Payments are usually received within 2-3 business days.3
Get a quote, or start an inwards transfer today.
Send money overseas.
You can send money overseas quickly and reliably using our International Transfer service.
This can be done at a Beyond Bank branch or over the internet using our award-winning Internet Banking or Mobile App**.
- Available in a wide range of currencies4
- Major currencies are usually received within 3-5 business days while minor or exotic currencies are likely to take a little longer5
- Transfer up to $5,0006
- Fee free international transfers through online banking.
Make it easy for the person sending you money from overseas.
Complete this form with all the details the sender will need when sending the payment to you. You will be presented with a PDF of your deposit instructions which you can save and send to your payee.
^ Whilst WUBS can typically deliver funds to beneficiary banks in 2 to 3 business days (major currencies), beneficiary banks can sometimes take longer to credit those funds to the applicable beneficiary account or if there are any exotic currencies. Please note there are no delivery period guarantees.
1 Periodic comparisons are made against publicly available rates for comparable services from 4 Australian Banks. Funds must be received by Western Union Business Solutions within 72 hours of the rate quote in accordance with payment instructions for the rate guarantee to be honoured.
2 International payments are sent via a network of correspondent and/or intermediary banks. In some instances, such banks may charge a small handling fee, which is out of the control of WUBS or Beyond Bank.
3 Funds are usually received by Beyond Bank within 2-3 business days, funds will then be allocated to your nominated account. There is no delivery period guarantee. Some currencies may take longer than others to process.
4 For a full list of available currencies, view here.
5 Whilst WUBS can typically deliver funds to beneficiary banks in 3 to 5 business days (non-exotic currencies), beneficiary banks can sometimes take up to seven business days to credit those funds to the applicable beneficiary account. It would be reasonable to provide for 10 business days for exotic currencies to be credited to beneficiary accounts. Please note there are no delivery period guarantees. Any additional information that is required to be collected by WUBS, the beneficiary bank or regulatory authorities to facilitate the transfer may add additional time to the specified time frames.
6 Online transfer limits may be increased upon request where suitable identification has been satisfied. Visit your nearest branch or call us on 13 25 85 to request any changes to transfer limits. Some restrictions may apply.
** Awarded Canstar Customer-Owned Bank of the Year for Mobile Banking and Internet Banking 2016, 2017, 2018, 2019 and Mozo Expert Choice 2019 for Excellent Banking App.
* Terms and Conditions:
Promotion starts 16 August 2021 9:00 AM AEST and closes 20 September 2021 11:55 PM AEST. Entry to the Promotion is open to Australian residents in all eligible states/territories who fulfil the method of entry requirements/eligibility requirements. Prize is a AUD $5000 travel voucher for travel within Australia. One (1) year in validity to redeem with Travel Associates, Chirn Park, Queensland. Prize draw 3.00pm 24 September 2021. Winners will be notified via Email or Phone/SMS by 28 September 2021 and published on https://business.westernunion.com/en-au/. Beyond Bank Australia Limited ABN 15 087 651 143 AFSL/Australian Credit Licence 237856 has engaged Western Union Business Solutions (Australia) Pty Limited (ACN 150 129 749; AFSL 404092) (“WUBS”) to assist it in fulfilling these services. WUBS does not give you any advice (general, personal or otherwise). Any advice provided to you is given by Beyond Bank Australia. Western Union Business Solutions is a business unit of the Western Union Company.
ᵃ Based on periodic comparisons against publicly available rates for comparable services from 4 Australian banks. WUBS will hold a quoted exchange rate for 72 hours. The payment will need to reach WUBS’s nominated account within this time frame for WUBS to honour the quoted rate.
ᵇ For incoming international payments, WUBS processes over 25 currencies fee-free however some exotic or other currencies may attract fees. In some instances, intermediary banks may levy additional fees and/or charges.
ᶜ Whilst we can typically deliver funds to beneficiary banks in 2 to 3 business days (non-exotic currencies), beneficiary banks can sometimes take up to five business days to credit those funds to the applicable beneficiary account. Please note there are no delivery period guarantees.
Beyond Bank Australia Ltd has entered into contractual arrangements with Western Union Business Solutions (Australia) Pty Limited (ACN 150 129 749; AFSL 404092) (“WUBS”), to assist it in fulfilling certain foreign exchange and payment services. WUBS is a business unit of The Western Union Company. The relationship relating to the services described (other than drafts) is solely between you and Beyond Bank.
Any advice provided by Beyond Bank Australia is general in nature and does not take into account your personal objectives, financial situation or needs. WUBS does not give you any advice, general, personal or otherwise. This communication has been prepared solely for informational purposes and does not in any way create any binding obligations on either party. No representations, warranties or conditions of any kind, express or implied, are made in this communication.
Terms, conditions, fees and charges apply. Please refer to our Financial Services Guide and Fees and Charges Guide, available on our website at www.beyondbank.com.au/disclosures, by calling us on 13 25 85 to request a copy or by visiting a branch. We may receive a commission from Western Unions Business Solutions to act as their agent, details can be found in the FSG.
These services are offered and provided to you by Beyond Bank Australia Ltd, 100 Waymouth Street, Adelaide, SA 5000, ABN 15 087 651 143 AFSL/ Australian Credit Licence 237856. © 2021.