International Transfers.

Our International Money Transfer service is secure, fast and simple.

Want to send or receive money overseas?

Sending or receiving money overseas doesn't have to be stressful and time consuming. We have great services to help you out. 

Instant quote.

Whether you're looking to send or receive money overseas, you can get an instant quote using the calculator below.


Safe, secure and reliable.

Western Union Business Solutions has been moving money for over 145 years.

We're here to help.

Both services are available to you through our  Internet Banking and Mobile Banking, but should you need any assistance, we're here to help you over the phone or in branch too. 

Receive an overseas payment.

When you receive money from overseas, you will receive it faster when it is deposited electronically into your Beyond Bank account using our Inward International Transfer service:

  • Exchange rate guarantee: Lock in a competitive exchange rate for 72 hours1    
  • $0 Fee: Beyond Bank and Western Union Business Solutions don’t charge a fee on this service2   
  • Timely and reliable: Payments are usually received within 2-3 business days.

Get a quote, or start an inwards transfer today.


Send money overseas.

You can send money overseas quickly and reliably using our International Transfer service. 

This can be done at a Beyond Bank branch or over the internet using our award-winning Internet Banking or mobile App*.

  • Available in a wide range of currencies4
  • Major currencies are usually received within 3-5 business days while minor or exotic currencies are likely to take a little longer5
  • Transfer up to $5,0006
  •  Fee free international transfers through online banking.


Make it easy for the person sending you money from overseas.

Complete this form with all the details the sender will need when sending the payment to you. You will be presented with a PDF of your deposit instructions which you can save and send to your payee.

Send money overseas from our five-time award-winning mobile banking app.*

Download on the App Store Get it on Google Play

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Periodic comparisons are made against publicly available rates for comparable services from 4 Australian Banks. Funds must be received by Western Union Business Solutions within 72 hours of the rate quote in accordance with payment instructions for the rate guarantee to be honoured.

International payments are sent via a network of correspondent and/or intermediary banks. In some instances, such banks may charge a small handling fee, which is out of the control of WUBS or Beyond Bank.

Funds are usually received by Beyond Bank within 2-3 business days, funds will then be allocated to your nominated account. There is no delivery period guarantee. Some currencies may take longer than others to process.

4 For a full list of available currencies, view here.

Whilst WUBS can typically deliver funds to beneficiary banks in 3 to 5 business days (non-exotic currencies), beneficiary banks can sometimes take up to seven business days to credit those funds to the applicable beneficiary account. It would be reasonable to provide for 10 business days for exotic currencies to be credited to beneficiary accounts. Please note there are no delivery period guarantees. Any additional information that is required to be collected by WUBS, the beneficiary bank or regulatory authorities to facilitate the transfer may add additional time to the specified time frames.

Online transfer limits may be increased upon request where suitable identification has been satisfied. Visit your nearest branch or call us on 13 25 85 to request any changes to transfer limits. Some restrictions may apply.

*Awarded Canstar Customer-Owned Bank of the Year for Mobile Banking and Internet Banking 2016, 2017, 2018, 2019 and Mozo Expert Choice 2019 for Excellent Banking App.

Beyond Bank Australia Ltd ABN 15 087 651 143 AFSL/ Australian Credit Licence 237 856 has contractual arrangements with Western Union Business Solutions (Australia) Pty Limited (ACN 150 129 749; AFSL 404092) (“WUBS”) to assist it in fulfilling certain foreign exchange and payment services, including telegraphic transfers and foreign cheque conversion. You remain a customer of Beyond Bank Australia at all times. WUBS does not give you any advice (general, personal or otherwise). Any advice provided to you is given by Beyond Bank Australia. WUBS is a business unit of the Western Union Company. 

It's important for you to consider the relevant Product Disclosure Statement (“PDS”) and any other relevant WUBS documents before you decide whether or not a financial product is right for you. A PDS is available for each financial product issued by WUBS from Beyond Bank Australia or on the Western Union website. The above information has been prepared without taking into account your personal needs, financial circumstances or objectives and you should consider if it is appropriate for you. Products and services (other than drafts) are provided by Beyond Bank Australia.

Terms, conditions, fees and charges apply. Please refer to our Financial Services Guide and Fees and Charges Guide, available on our website at, by calling us on 13 25 85 to request a copy or by visiting a branch. We may receive a commission from Western Unions Business Solutions to act as their agent, details can be found in the FSG.

These services are offered and provided to you by Beyond Bank Australia Ltd, 100 Waymouth Street, Adelaide, SA 5000, ABN 15 087 651 143 AFSL/ Australian Credit Licence 237856. © 2021.

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