^Before acquiring the product, you should consider if it is right for you. For full terms, conditions, fees and charges please view our Financial Services Guide, Product Guide and Fees and Charges Guide. These guides are available upon request, can be viewed on our website and will be provided at the time of acquiring the product. Faster transfers are available between participating banks, a full list of participating banks is available here.
PayTo is an initiative from the New Payments Platform (NPP); fast payments infrastructure built by the Australian financial services sector.