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For and with you

Flexi Car Loan

12.49 % p.a. Interest Rate.
12.78 % p.a. Comparison Rate.*

Make your dreams come true with a car loan that offers maximum flexibility. Our Flexi Car Loan is available for the purchase of new and used cars.

A car loan with maximum flexibility.

Repayment options
Make extra repayments on top of your regular repayments.
Get pre-approved
Start your search with confidence.
Car loans start from $5,000.
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  • If you pay out your loan early, we won’t charge fees or penalties
  • Life members can take advantage of discounted interest rates and fees2
  • Repay your car loan in up to seven years
  • Access your money 24/7 through Internet Banking, Telephone Banking or Mobile Banking services.
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Who can apply?

This loan is available for customers aged 18 years and over.  Must be an Australian citizen, permanent Australian resident or hold a Visa. If a Visa holder's income is relied upon to determine serviceability, the term of the Visa must exceed the term of the loan. Lending criteria applies.

When you acquire this product you will automatically become a member of Beyond Bank Australia and become part-owner of the bank.

Are you a Beyond Bank Life Member?

Take advantage of discounted interest rates and fees.¹

How to apply.

  1. Start application

    Looking to buy a car, motorcycle, caravan or boat? Start your loan application online.  It takes 10 minutes. Hint: have details of your income, assets and expenses handy.

  2. Speak to a Lending Specialist.

    Once we receive your application, a Lending Specialist will contact you to confirm eligibility, next steps and answer any questions you may have.

  3. Assessment & evaluation.

    To assess your loan, we’ll need to verify your details and obtain supporting documents. Your Lending Specialist will advise you what is needed and keep you updated through the process.

  4. Approval.

    The most exciting stage! If your loan is approved, it’s time to sign your loan documents and make your dreams a reality.

Interest rates.

FixedInterest Rate (%p.a.)Comparison Rate (%p.a.)*
Flexi Car Loan12.49% p.a.12.78% p.a.


Fees and charges.

Fees that apply

Loan Establishment / Variation Fee


Security Administration Fee


View our Fees and Charges Guide for the full details of other loan fees and service fees that may apply.

Wondering how much you can borrow?

Finding it tricky to know how much you should borrow? Try out our calculator that allows you to determine exactly how much you can afford to borrow and how much you can afford to repay.

Keep browsing.

Still have questions about our car loans?

Would you like to know more about the car loan process or need help with a query?
Contact us
Check out the most frequently asked questions about car loans.
Visit our FAQs
Our live chat is available: Monday - Friday 8am - 8pm ACST Saturday 9am - 3pm ACST.
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