Purple Transactor Account

Everyone hates fees. Keep your cash for the good stuff with $0 monthly fee, $0 fees for card purchases in Australia and $0 direct debit, BPAY and branch transactions.

Key benefits.

Ditch the fees.

No fees for account keeping, card purchases in Australia or dishonours!

Fast, easy and secure.

Tap and go with your VISA payWave Debit card, Apple Pay¹, Google Pay™2 or Samsung Pay.3

Money in an instant.

Send and receive money instantly4 between eligible accounts. Use your mobile number or email as your PayID!

We’re here to help.

Our friendly staff are on hand in branch, over the phone or via live chat.

Great features.

Pay and get paid faster with Osko and PayID.

  • Send and receive money instantly4 between eligible accounts
  • Create a PayID using your mobile number or email address instead of BSB and account number 
  • Personalise payment messages with up to 280 characters, including emojis
  • Receive confirmation that payments are going to the right person.

Online tools that go beyond.

  • Manage your funds 24/7 with our award-winning internet and mobile banking — Canstar winners five years in a row
  • Access to our Beyond Finance Manager makes it simple to track, graph and categorise your income, outgoing, spending trends and saving goals.

Important rates, fees and charges.

The Purple Transactor is a non-interest earning account.

Fees that don't apply
Monthly Account Fee Free
EFTPOS Fee Free
BPAY Fee Free
Direct Debit Fee Free
Dishonour Fee Free
Overdrawn Account Fee Free
Branch Withdrawal and Deposit Fee Free
Declined Transaction Fee Free
Replacement Card Fee Free
Overseas ATM Withdrawal Fee^ Free
Transfers performed using Internet, Mobile or Telephone Banking Free
Visa Purchases Free
ATM withdrawals ^ Free
Osko/PayID Fee Free
Fees that apply
TEXT ME! Fee⁵ $0.26
Foreign Currency Conversion Fee 3% of transaction value
Withdrawals using Bank@Post $3.50
Deposits using Bank@Post $1.00

View our Fees and Charges Guide for the full details of other transaction and service fees that may apply.

How to apply.

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Opening your account online is quick and easy.
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Get instant access to our award-winning Internet and Mobile Banking*.
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Receive your Visa Debit card and attach it to Apply Pay¹, Google Pay² or Samsung Pay.3
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Switch your regular payments to your new account.
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Who can apply?

The Purple Transactor Account is available to individuals for personal, non-business use who are 18 years old or older. When you acquire this product you will automatically become a member of Beyond Bank Australia and become a part-owner of the bank.

A 5 star rated transaction account.

The Purple Transactor Account has been awarded by Canstar with a 5 star rating for its competitive fee pricing, and its accessibility across ATM’s, EFTPOS and BPAY.

Enjoy more cash for the good stuff and open an account online today.

Awarded 5 years running for internet and mobile banking.

For the fifth year in a row we are Canstar’s Customer Owned Institution of the Year for Mobile & Online Banking!*

We are always building new features into our app & internet banking to make banking on the go easier, simpler and faster for our customers. We’re at the forefront of digital innovation to make banking seamless and convenient for our customers.

Tap. Pay. Done. All with your mobile wallet

Load your eligible Beyond Bank Visa Credit or Visa Debit card to your Apple Pay¹, Google Pay², or Samsung Pay3 enabled mobile device to make fast and easy transactions, almost anywhere you shop.

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monEsaver Internet Savings Account.

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^Withdrawals and enquiries at Australian and overseas ATMs may incur an ATM operator fee charged by the ATM operator.

Need help choosing the right account?

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*Awarded Canstar Customer-Owned Bank of the Year for Mobile Banking and Internet Banking 2016, 2017, 2018, 2019, 2020 and Mozo Expert Choice 2019 for Excellent Banking App.

Apple and Apple Pay are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay works with iPhone 6 and later in stores, apps and websites in Safari; with Apple Watch in stores and apps; with iPad Pro, iPad Air 2 and iPad mini 3 and later in apps and websites; and with Mac in Safari with an Apple Pay enabled iPhone 6 or later or Apple Watch. For a list of compatible Apple Pay devices, see here.

Google Pay is available on all non-rooted Android devices (Lollipop 5.0+). For full Terms and Conditions, view here.

For a full list of compatible Samsung Pay devices and Terms and Conditions, visit here. 

Faster transfers available between participating banks, a full list of participating banks is available here.

TEXT ME! Fees are not inclusive of 2nd factor secure sms authentication messages. For more details, view our Fees and Charges Guide.

Terms, conditions, fees and charges apply. For full details please review our Financial Services Guide, Product Guide and Fees and Charges Guide available on our website at www.beyondbank.com.au/disclosures, by calling us on 13 25 85 to request a copy or by visiting a branch. 

This information has been provided without taking into account any of your objectives, financial situation or needs. Before acquiring any products you should read the relevant guides to decide if a product is right for you. 

All products and services are provided by Beyond Bank Australia Ltd, 100 Waymouth Street, Adelaide, SA 5000, ABN 15 087 651 143 AFSL/ Australian Credit Licence 237 856. © 2020

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