monEsaver High Interest Savings Account.

A high-interest savings account is the smart way to earn more and stay on top of your savings online.

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Key benefits.


Ditch the fees.

More for you with no monthly account-keeping fees.

Great rates.

Earn bonus interest the more you save — up to 2.00%* p.a.

Unlimited transfers.

Via our app, internet banking and telephone banking.

Convenient access.

Online, on your phone, in branch, or Bank@Post.

Great features.

Online tools that go beyond.

  • Manage your funds 24/7 with our award-winning online and mobile banking — Canstar winners three years in a row

  • Instant access to our Beyond Finance Manager makes it simple to track, graph and categorise your income, outgoing, spending trends and saving goals.

Easy way to save.

  • Earn bonus interest on your savings. Increase your interest rate the more you save
  • Have your salary deposited into your account, or split it between different accounts.

Stay on top of your savings.

  • Internet banking
  • Mobile banking
  • Telephone banking
  • Beyond Bank branches
  • Bank@Post.

Important rates and fees.

0.01%†p.a. $0 — $4,999
1.80%* p.a. $5,000 — $199,999
2.00%‡ p.a. $200,000+


Internet transfers are free. All other withdrawals are $4 each. Refer to our Fees and Charges booklet for more information.

Instant access with award winning banking.

Download on the App Store Get it on Google Play

Open your account instantly.

Opening your account online is easy and only takes a few minutes.
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Get instant access to our award-winning internet and mobile banking.
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Switch your regular payments to your new account.
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Other great accounts you may like.

Purple Transactor Account.

Canstar 5-star rated account for convenient and secure banking.
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Term Deposits.

Secure, guaranteed, high-interest, fixed-term deposit options.
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Community Reward Account.

You save, we give, and your favorite not-for-profit benefits.
Find Out More

Still have questions?

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Interest is calculated daily on the whole balance and paid monthly.

† Interest rate is current as of 05/10/2017.
* Interest rate is current as of 05/10/2017. For balances $5,000 — $99,999 
‡ Interest rate is current as of 05/10/2017.

This information has been prepared without taking account of your objectives, financial situation or need. Before acquiring the product, you should consider if it is right for you. For full terms, conditions, fees and charges please view our Financial Services Guide, Product Guide and Fees and Charges Guide. These guides are available upon request, can be viewed on our website and will be provided at the time of acquiring the product. Interest rates are subject to change without notice. Beyond Bank Australia is a trading name of Community CPS Australia Ltd ABN 15 087 651 143 AFSL/Australian Credit Licence 237 856.

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For the security of your accounts, Internet Banking no longer supports Internet Explorer 8 or earlier versions.

As you may know, Microsoft recently made the decision to discontinue its support of Internet Explorer 8 (IE8). This leaves users exposed to potential security risks. As a result, Beyond Bank's Internet Banking will no longer support Internet Explorer 8 or earlier versions. Going forward, Beyond Bank will support Internet Explorer 9 or later to ensure the security of your accounts.

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