Savings and Transactional Accounts
interest rates.

Savings Accounts.

Community Reward Account.

Community Reward Account ($) Rate p.a.
0-4,999 0.50%
5,000-199,999 0.70%
200,000+ 0.75%
Interest is calculated daily on the whole balance and paid monthly. Interest rates are subject to change without notice.

Bonus Saver Account.

Bonus Save Account ($) Rate p.a.
  No bonus With bonus
0-4,999 0.01% 0.70%
5,000-19,999 0.01% 1.24%
20,000+ 0.01% 1.40%
Interest is calculated daily on the whole balance and paid monthly. Interest rates are subject to change without notice.

monEsaver Account.

monEsaver Account ($) Rate p.a.
0-4,999 0.01%
5,000-199,999 1.10%
200,000+ 1.30%
Interest is calculated daily on the whole balance and paid monthly. Interest rates are subject to change without notice.

Christmas Club Account.

Christmas Club Account ($) Rate p.a.
All Balances 0.50%
Interest is calculated daily on the whole balance and paid annually on 31 October. Interest rates are subject to change without notice.

Transaction Accounts.

Community Account.

Cash Management & Community Account ($) Rate p.a.
0-4,999 0.01%
5,000-19,999 0.10%
20,000-49,999 0.10%
50,000-99,999 0.35%
100,000-199,000 0.35%
200,000+ 0.55%
Interest is calculated daily on the whole balance and paid monthly. Cash Management Account minimum opening deposit is $1000. Interest rates are subject to change without notice.

Retirement Account.

Retirement Account ($) Rate p.a.
0-4,999 0.10%
5,000-48,599 0.35%
48,600-199,999 1.30%
200,000+ 1.30%
Interest is calculated daily on portions of the balance within each tier. Interest is paid on the last day of each month.

Youth Accounts.

Youth Community Reward Account.

Community Reward Account ($) Rate p.a.
0-4,999 0.50%
5,000-199,999 0.70%
200,000+ 0.75%
Interest is calculated daily on the whole balance and paid monthly. Interest rates are subject to change without notice.

Youth Bonus Saver Account.

Bonus Saver Account ($) Rate p.a.
  No bonus With bonus
0-4,999 0.01% 0.70%
5,000-19,999 0.01% 1.24%
20,000+ 0.01% 1.40%
Interest is calculated daily on the whole balance and paid monthly. Interest rates are subject to change without notice.

Junior Saver Account.

Junior Saver Account ($) Rate p.a.
All Balances 1.25%
Interest is calculated daily on the whole balance and paid annually on 31 May. Interest rates are subject to change without notice.

BU Account.

BU Account ($) Rate p.a.
All Balances 1.25%
Interest is calculated daily on the whole balance and paid quarterly on 31 March, 30 June, 30 September, 31 December. Interest rates are subject to change without notice.

Need help with your accounts?

feedback
Check out the most frequently asked questions.
Visit FAQ's.
calculator
Use our tools and calculators.
Start Now.
chat
Our live chat is available Monday to Friday 9.00am -6.00pm ACST and Saturday 9.00am -3.00pm ACST.
Let's Chat.

 

Interest rates are current as at 22/10/2019.

Interest rates are subject to change without notice. Full terms, conditions, fees and charges are available in our Product Guide, Fees and Charges booklets and supplemental terms applicable to the accounts which are available on request. This information will be provided to you when you open an account. Before acquiring an account, you should consider whether the product is appropriate for you.

To view all of our interest rates view our Interest rate schedule for Savings and Term Deposits.

Government Guaranteed Deposits:

Account holders may be covered by the Commonwealth Government's Financial Claims Scheme. Deposits are subject to a limit. For more information on the Financial Claims Scheme, please visit the FCS website.

Share this page

×

For the security of your accounts, Internet Banking no longer supports Internet Explorer 8 or earlier versions.

As you may know, Microsoft recently made the decision to discontinue its support of Internet Explorer 8 (IE8). This leaves users exposed to potential security risks. As a result, Beyond Bank's Internet Banking will no longer support Internet Explorer 8 or earlier versions. Going forward, Beyond Bank will support Internet Explorer 9 or later to ensure the security of your accounts.

Continue to Website