Business Banking Interest Rates
Business Accounts*
| Business Transaction Account ($) | Rate p.a. |
|---|---|
| 0 - 19,999 | 0.01% |
| 20,000 - 49,999 | 0.10% |
| 50,000 - 99,999 | 0.20% |
| 100,000 - 249,999 | 0.40% |
| 250,000 plus | 0.75% |
| Business GST Account ($) | Rate p.a. |
|---|---|
| 0 - 19,999 | 0.01% |
| 20,000 - 49,999 | 0.10% |
| 50,000 - 99,999 | 0.20% |
| 100,000 - 249,999 | 0.40% |
| 250,000 plus | 0.75% |
| monEsaver Account ($) | Rate p.a. |
|---|---|
| 0 - 4,999 | 0.01% |
| 5,000 - 199,999 | 1.70% |
| 200,000 plus | 2.00% |
| Community Reward Account ($) | Rate p.a. |
|---|---|
| 0-4,999 | 1.00% |
| 5,000-199,999 | 1.30% |
| 200,000+ | 1.40% |
Business Loans^
| Investment Loan | Rate p.a. |
|---|---|
| Variable Reference Rate | 5.65% |
| 1 year - fixed | 4.79% |
| 2 year - fixed | 4.89% |
| 3 year - fixed | 4.99% |
| 4 year - fixed | 5.24% |
| 5 year - fixed | 5.24% |
| Business Loan | Rate p.a. |
|---|---|
| 1 - 7 years - fixed | 8.69% |
| Secured Overdraft | Rate p.a. |
|---|---|
| Variable Reference Rate | 5.80% |
| Unsecured Overdraft | Rate p.a. |
|---|---|
| Variable Reference Rate | 13.99% |
| Self-Managed Super Fund (SMSF)¹ | Rate p.a. |
|---|---|
| Variable Reference Rate | 5.89% |
| Fixed 1 year | 5.99% |
| Fixed 2 year | 5.99% |
| Fixed 3 year | 5.99% |
| Fixed 4 year | 6.34% |
| Fixed 5 year | 6.34% |
Current as at 27 November 2018.
*Full terms, conditions, fees and charges are available in our Product Guide and Fees and Charges booklets. These booklets are available upon request, can be downloaded from our website and will be provided at the time of acquiring the product. Before acquiring the product, you should consider if this product is appropriate for you.
^A margin may be added to the rates indicated above to determine the actual interest rate charges. Terms, conditions, lending criteria, fees and charges apply. Full details are available at time of application or by contacting us. All loans are provided by Beyond Bank Australia Ltd ABN 15 087 651 143 AFSL/Australian Credit License 237856. Interest rates are subject to change without notice.
To view all of our interest rates view our interest rate schedule for Business Banking.
