Business Banking Interest Rates | Business rates

Business Accounts.*

Business Transaction Account / Business GST Account ($)

Business Transaction Account / Business GST Account ($)	Rate p.a.
0 - 19,999	0.01%
20,000 plus	0.05%

Interest is calculated daily on the whole balance and paid monthly.

Community Reward Account.

Community Reward Account ($)	Rate p.a.
0-4,900	0.15%
5,000 - 199,999	0.20%
200,000 plus	0.25%

Interest is calculated daily on the whole balance and paid monthly.

monEsaver Account.

monEsaver Account ($)	Rate p.a.
0 - 4,999	0.15%
5,000 - 199,999	0.25%
200,000 plus	0.40%

Interest is calculated daily on the whole balance and paid monthly.

Find Out More About Business Accounts

Business Loans.^

Investment Loan	Rate p.a.
Reference Variable Rate	3.94%
1 year - fixed	3.29%
2 year - fixed	3.39%
3 year - fixed	3.49%
4 year - fixed	3.94%
5 year - fixed	3.94%

Business Loan	Rate p.a.
1 - 7 years - fixed	8.69%

Self-Managed Super Fund (SMSF)¹	Rate p.a.
Variable Reference Rate	5.18%
Fixed 1 year	5.74%
Fixed 2 year	5.74%
Fixed 3 year	5.74%
Fixed 4 year	6.09%
Fixed 5 year	6.09%

¹ Please note. This product has been withdrawn, and is no longer available. For more information, please contact us.

New Business Variable Rate	Rate p.a.
New Business Variable Rate	3.64%

Secured Overdraft	Rate p.a.
Variable Reference Rate	4.59%

Unsecured Overdraft	Rate p.a.
Variable Reference Rate	11.99%

Find Out More About Business Loans

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* Interest rates are current as at 20/04//2021.

*Full terms, conditions, fees and charges are available in our Product Guide and Fees and Charges booklets. These booklets are available upon request, can be downloaded from our website and will be provided at the time of acquiring the product. Before acquiring the product, you should consider if this product is appropriate for you.

^A margin may be added to the rates indicated above to determine the actual interest rate charges. Terms, conditions, lending criteria, fees and charges apply. Full details are available at time of application or by contacting us. All loans are provided by Beyond Bank Australia Ltd ABN 15 087 651 143 AFSL/Australian Credit License 237856. Interest rates are subject to change without notice.

To view all of our interest rates view our interest rate schedule for Business Banking.