Business Banking Interest Rates



Business banking. Great interest rates.

Planning to grow your business? Our small-business interest rates are competitive with the big four banks and will help you to get your business headed in the right direction.

We offer a great range of business accounts and loans that’ll help you to build your business. And, with great interest rates and flexible options, you’ll be sure to get ahead of the competition.

As a mutual bank, we put our customers first. Our profits go towards our customers and communities – not share market investors. We offer you low fees, lower lending rates, high investment rates, better banking products and support for community projects. Join the bank that gives back.

 

Good for your business



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Business Accounts*

Business Transaction Account ($) Rate p.a.
0 - 19,999 0.01%
20,000 - 49,999 0.10%
50,000 - 99,999 0.20%
100,000 - 249,999 0.40%
250,000 plus 0.75%
Interest is calculated daily on the whole balance and paid monthly.

Business GST Account ($) Rate p.a.
0 - 19,999 0.01%
20,000 - 49,999 0.10%
50,000 - 99,999 0.20%
100,000 - 249,999 0.40%
250,000 plus 0.75%
Interest is calculated daily on the whole balance and paid monthly.

monEsaver Account ($) Rate p.a.
0 - 4,999 0.01%
5,000 - 199,999 1.80%
200,000 plus 2.00%
Interest is calculated daily on the whole balance and paid monthly.

Community Reward Account ($) Rate p.a.
0-4,999 1.00%
5,000-199,999 1.30%
200,000+ 1.40%
Interest is calculated daily on the whole balance and paid monthly.

Business Loans^

Investment Loan Rate p.a.
Variable Reference Rate 5.65%
1 year - fixed 4.79%
2 year - fixed 4.89%
3 year - fixed 4.99%
4 year - fixed 5.24%
5 year - fixed 5.24%

Business Loan Rate p.a.
1 - 7 years - fixed 8.69%

Secured Overdraft Rate p.a.
Variable Reference Rate 5.80%

Unsecured Overdraft Rate p.a.
Variable Reference Rate 13.99%

Self-Managed Super Fund (SMSF)¹ Rate p.a.
Variable Reference Rate 5.89%
Fixed 1 year 5.99%
Fixed 2 year 5.99%
Fixed 3 year 5.99%
Fixed 4 year 6.34%
Fixed 5 year 6.34%
¹ Please note. This product has been withdrawn, and is no longer available. For more information, please contact us.

Current as at 13 June 2018.

*Full terms, conditions, fees and charges are available in our Product Guide and Fees and Charges booklets. These booklets are available upon request, can be downloaded from our website and will be provided at the time of acquiring the product. Before acquiring the product, you should consider if this product is appropriate for you.

^A margin may be added to the rates indicated above to determine the actual interest rate charges. Terms, conditions, lending criteria, fees and charges apply. Full details are available at time of application or by contacting us. All loans are provided by Beyond Bank Australia Ltd ABN 15 087 651 143 AFSL/Australian Credit License 237856. Interest rates are subject to change without notice.

To view all of our interest rates view our interest rate schedule for Business Banking.

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As you may know, Microsoft recently made the decision to discontinue its support of Internet Explorer 8 (IE8). This leaves users exposed to potential security risks. As a result, Beyond Bank's Internet Banking will no longer support Internet Explorer 8 or earlier versions. Going forward, Beyond Bank will support Internet Explorer 9 or later to ensure the security of your accounts.

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