Looking for a car loan that puts you in the driver’s seat?

Low Rate Car Loan Special Offer^

6.49 percent per annum
Interest Rate
6.86 percent per annum *
Comparison Rate
loans Apply in less than 10 minutes. Get Started

Find it at the bank that’s for and with you.


Tailored to you.

Flexible loan terms up to 7 years with free online redraw.1


Borrowing options.

Borrow up to 100% of the vehicle purchase price.


Ditch the fees.

Pay out your loan early with no fees.


We can pre-approve your car loan, so you can search with confidence.

Digital and service excellence awards.

As a customer-owned bank, delivering the best possible experience to our customers is one of the core foundations of Beyond Bank, and we have the awards to prove it.

  • Roy Morgan Customer Satisfaction Awards - Bank of the Year 2022
  • Canstar's Customer Owned Bank of the Year, Digital Banking 2015 - 2023
  • Canstar's Customer Owned Bank of the Year, Most Satisfied Customers 2023
  • Forbes World's Best Banks for 2023

A car loan that just gets better.

Available for new or used:

  • Cars
  • Caravans
  • Camper Trailers
  • Marine Craft
  • Motorbikes.


  • Establishment fee: $195
  • Security administration fee: $70.

The application process.

Start application online.

Start your car loan application online today. It takes about 15 minutes and you’ll be asked to provide details of your income, assets and expenses.

A Lending Specialist will contact you.

Once we receive your application, a Lending Specialist will contact you to confirm eligibility, next steps and answer any questions you may have.

Assessment & evaluation.

To assess your loan, we’ll need to verify your details and obtain supporting documents, such as payslips and bank statements. Your Lending Specialist will support you through the process.


The most exciting stage! If your loan is approved, it’s time to sign the documents. You'll be in your new ride in no time!

For and with you.

Each year, we measure our performance and evaluate our contribution to Australian communities.

Our contribution to our community:

  • We invest 9% of net profit into our community partnerships and programs
  • Our staff get 2 days to volunteer in the community
  • We give back over $519,000 through our Community Reward Program 
  • Supporting communities in times of natural disaster with donations over $120,000.

Beyond Bank is different. We’re not a big bank. We’re a Certified B Corp and we use our profits to strengthen communities. Find out how.



Ready for your next adventure?

6.49 percent per annum
Interest Rate
6.86 percent per annum *
Comparison Rate
Low Rate Car Loan Special Offer.

Interest rates are current as at 6 December 2023 and are subject to change.

^Our Low Rate Car Loan Special Offer is available for the purchase of new or used cars, caravans, camper trailers, marine craft and motorbikes manufactured within the current or previous two calendar years where the minimum new borrowing amount is $5,000 and where the loan amount does not exceed the purchase price. No package benefits or further discounts will apply.

*The comparison rate is based on a secured loan of $30,000 with monthly repayments over a term of 5 years. *WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Minimum redraw amount is $500. Redraw in-advance amounts at any time through Internet Banking. An amount equivalent to the next scheduled repayment for the loan cannot be redrawn from the in-advance amount.

All applications for credit are subject to Beyond Bank’s credit assessment criteria. Terms and conditions are available on request. Fees and charges apply. This information is available on our website at www.beyondbank.com.au/disclosures, by calling us on 13 25 85 to request a copy or by visiting a branch.

All loans are provided by Beyond Bank Australia Ltd ABN 15 087 651 143 AFSL/Australian Credit Licence 237856. © 2023.

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