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Drive your dream further with our Low Rate Car Loan Special Offer.

5.29 percent per annum
Interest Rate
5.53 percent per annum *
Comparison Rate

Our Low Rate Car Loan Special Offer makes buying your new car easy and affordable.


Tailored to you.

Flexible loan terms up to 7 years.


Borrowing options.

Borrow up to 100% of the vehicle purchase price.


Ditch the fees.

Pay out your loan early with no fees.

A car loan that just gets better.

  •   Save money with our low, fixed interest rate
  • Pay off your loan sooner with flexible repayment options including extra repayments
  • Reduce interest and pay your loan off sooner by linking your loan to an offset account 1
  • We can pre approve your car loan, so you can search for your car with confidence
  • Free online redraw.2



  • Establishment fee: $175.

The Canstar 5-Star Rating for Outstanding Value Car Loan was awarded in November, 2019 for the Low Rate Car Loan Special Offer.

outstanding value car loan award 2019

Apply for your loan in less than 10 minutes.

Would you like us to get back to you?

If you’d like us to contact you at a convenient time, all you need to do is complete and submit this form.
One of our dedicated Relationship Consultants will then be in touch.

We are available between 8am to 8pm ACST weekdays and 9am to 3pm ACST on Saturdays.

Get the car you want with our Low Rate Car Loan Special Offer

You'll get lots of benefits to help you own your car sooner.

Interest rates are current as at 24/03/2020.

Our Low Interest Rate Car Loan Special Offer is only available for new or used cars manufactured in the current or previous two calendar years when the minimum new borrowing amount is $25,000 and the Loan Value Ratio does not exceed 100% on selected eligible car loan products. No package or other discounts will apply to the advertised rate. *The comparison rate are calculated for a secured loan of $30,000 with monthly repayments over a term of five years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

The Car Budget Account balance will offset the interest on a linked loan up to a maximum of $2,500 or the balance of the loan, whichever is the lesser of the two.

2 Minimum redraw amount is $500. Redraw in-advance amounts at any time through Internet Banking. An amount equivalent to the next scheduled repayment for the loan cannot be redrawn from the in-advance amount.

This information has been provided without considering your objectives, financial situation or needs. Before acting on this information, you should consider its appropriateness, having regard to your objectives, financial situation and needs. 

Interest rates are subject to change without notice. Terms, conditions, fees, charges and lending criteria apply to all loans. Full details are available at the time of application or by contacting us.

All loans are provided by Beyond Bank Australia Ltd. ABN 15 087 651 143 AFSL/Australian Credit Licence 237 856.


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For the security of your accounts, Internet Banking no longer supports Internet Explorer 8 or earlier versions.

As you may know, Microsoft recently made the decision to discontinue its support of Internet Explorer 8 (IE8). This leaves users exposed to potential security risks. As a result, Beyond Bank's Internet Banking will no longer support Internet Explorer 8 or earlier versions. Going forward, Beyond Bank will support Internet Explorer 9 or later to ensure the security of your accounts.

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