Offering flexibility with a choice of a competitive variable or fixed rate, optional mortgage offset account on variable rates and access to redraw extra repayments.
|Standard Home Loan||Interest Rate p.a.||Comparison Rate p.a.|
|Fixed 1 year||3.04%||4.36%|
|Fixed 2 year||3.04%||4.24%|
|Fixed 3 year||3.04%||4.12%|
|Fixed 4 year||3.14%||4.05%|
|Fixed 5 year||3.14%||3.96%|
|Standard Home Loan Pinnacle Plus||Interest Rate p.a.||Comparison Rate p.a.|
|Fixed 1 year||2.89%||3.87%|
|Fixed 2 year||2.89%||3.78%|
|Fixed 3 year||2.89%||3.69%|
|Fixed 4 year||2.99%||3.65%|
|Fixed 5 year||2.99%||3.58%|
Fees and charges.
|Establishment fee (waived for Pinnacle Plus and Life Member)||$445|
|Loan Variation fee||$345|
|Rate Variation fee||$150|
|Property Valuation fee||At cost|
|Other Government fees and charges may also apply.||At cost|
View our Fees and Charges Guide for the full details. Other up-front fees including government charges may apply based on the loan and application type and can be advised on application.
Interest rates are current as at 04/03/2021. Interest rates are subject to change without notice.
*The comparison rate is calculated based on a secured loan amount of $150,000 over a loan term of 25 years. Warning: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
1 100% Mortgage Offset is only available on Variable Rate Home Loans.
2 Minimum redraw amount is $500. Free redraw in-advance amounts at any time through Internet Banking and Mobile Banking. Fees apply for staff-assisted redraw. An amount equivalent to the next scheduled repayment for the loan cannot be redrawn from the in-advance amount.
^ Awarded Canstar Customer-Owned Bank of the Year for Mobile Banking and Internet Banking 2016, 2017, 2018, 2019, 2020 and Mozo Expert Choice 2019 for Excellent Banking App.
All applications for credit are subject to Beyond Bank’s credit assessment criteria. Terms and conditions are available on request. Fees and charges apply. This information is available on our website at www.beyondbank.com.au/disclosures, by calling us on 13 25 85 to request a copy or by visiting a branch.
All loans are provided by Beyond Bank Australia Ltd ABN 15 087 651 143 AFSL/Australian Credit Licence 237856. © 2021.