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For and with you
Lending

Discover your borrowing power.

Whether you’re looking to buy, refinance, or invest in property, find out your borrowing power and understand what your future loan repayments could be with Beyond Bank. It only takes ten minutes.

See our latest home and investment loan offers.

Total Home Loan Package (Fixed)
5.94% p.a.¹ Interest Rate.
7.75% p.a. Comparison Rate.*

Enjoy the security of knowing your repayments will not change within the fixed period.

  • 2-year fixed rate
  • LVR ≤ 80%
  • Owner-occupied, Principal & Interest
  • New money only.
Total Home Loan Package (Variable)
6.04% p.a.² Interest Rate.
6.40% p.a. Comparison Rate.*

A variable loan will give you the ability to make unlimited additional repayments to your loan.

  • Variable rate
  • LVR ≤ 80%
  • Owner-occupied, Principal & Interest
  • New money only. Minimum loan amount $750,000.
Purple Basic Variable Investment Loan
6.24% p.a.³ Interest Rate.
6.27% p.a. Comparison Rate.*

A simple investment home loan with low interest rate, offering great value.

  • Variable rate
  • LVR ≤ 60%
  • Investment, Principal & Interest.

Calculate your home loan borrowing power and get one step closer to buying a new home.

Simply fill in your income and expense details, and we’ll crunch the numbers. This will give you an idea about how much you could borrow and your estimated monthly repayments.    

Simple process with no credit checks.
Find out how much you can borrow.
See your upfront purchasing costs.
View your home loan repayments.

Once you know your borrowing power, you can easily start a Home Loan application or speak to a Lending Specialist.

  1. Get prepared.

    Gather your info - we’ll need to know how much you want to borrow, how much you have saved, and details of your income and expenses.

  2. Pre-qualify in 10 minutes.

    Pre-qualification helps you understand your borrowing position before you apply for a loan. You can save your details, and return to the results at any time. Pre-qualification only indicates how much you could borrow and does not constitute a pre-approval or formal offer of credit.  

  3. We’ll be in touch!

    If you’re ready to apply, one of our home loan specialists will contact you within two business days and walk you through the next steps.

Ready to pre-qualify?

Complete our pre-qualification and learn how much you can borrow to buy, refinance or invest.

Frequently Asked Questions.

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Discover our home loans.

Home loans don’t need to be hard. First Home Buyers, Upgraders, Refinancers or Investors, no matter where you’re at in your property journey, we make it easy to achieve your goals.

Need help choosing? Book with a Lending Specialist. 

Explore our home loan range

 

 
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Why Beyond Bank?

Beyond Bank is 100% owned by its customers, with our profits going towards competitive rates, fairer fees, top-notch customer service and supporting local community groups. Plus, as a B Corp certified bank, you can trust we're using our resources to support social and environmental good. 

About us   Thinking of switching banks?

Customer-owned for over 60 years
50+ branches across Australia
B Corp certified since 2015
Award-winning digital banking

Still have questions about our home loans?

If you would like to know more about the home loan process, have a chat with one of our experienced Lending Specialists today.
Talk to a Lending Specialist
Check out the most frequently asked questions about home loans.
Visit FAQs
Our friendly Customer Relationship Centre staff are here to assist you. Monday - Friday 8.00am - 8.00pm, Saturday 9.00am - 3.00pm ACST.
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