See our latest home and investment loan offers.
Calculate your home loan borrowing power and get one step closer to buying a new home.
Simply fill in your income and expense details, and we’ll crunch the numbers. This will give you an idea about how much you could borrow and your estimated monthly repayments.
Once you know your borrowing power, you can easily start a Home Loan application or speak to a Lending Specialist.
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Get prepared.
Gather your info - we’ll need to know how much you want to borrow, how much you have saved, and details of your income and expenses. -
Pre-qualify in 10 minutes.
Pre-qualification helps you understand your borrowing position before you apply for a loan. You can save your details, and return to the results at any time. Pre-qualification only indicates how much you could borrow and does not constitute a pre-approval or formal offer of credit. -
We’ll be in touch!
If you’re ready to apply, one of our home loan specialists will contact you within two business days and walk you through the next steps.
Ready to pre-qualify?
Frequently Asked Questions.
You can pre-qualify for a Beyond Bank home loan if you are:
- 18+ years of age
- An Australian citizen or permanent resident
- Receive a regular income
- Looking to buy your first home, next home, build or refinance your property.
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To pre-qualify for a home loan, please have the following information handy:
- Details of the property you are looking to buy, build or refinance. This includes the:
- Purchase price
- Build cost
- Value of the property
- Your contribution (to cover deposit and buying costs).
- Details of your:
- Income
- Monthly living expenses
- Property assets
- Existing loans.
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You can formally apply for a Beyond Bank home loan by:
- applying online from the comfort and convenience of your home
- calling our Customer Relationship Centre on 13 25 85 during business hours
- contacting one of our Mobile Lenders, or
- visiting one of our local branches around the country.
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Sorry to hear that! Please share how we can improve.
Discover our home loans.
Home loans don’t need to be hard. First Home Buyers, Upgraders, Refinancers or Investors, no matter where you’re at in your property journey, we make it easy to achieve your goals.
Need help choosing? Book with a Lending Specialist.
Why Beyond Bank?
Beyond Bank is 100% owned by its customers, with our profits going towards competitive rates, fairer fees, top-notch customer service and supporting local community groups. Plus, as a B Corp certified bank, you can trust we're using our resources to support social and environmental good.
Still have questions about our home loans?
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All applications for credit are subject to Beyond Bank’s credit assessment criteria. Terms and conditions are available on request. Fees and charges apply. This information is available on our website at beyondbank.com.au/about-us/corporate-governance/disclosures, by calling us on 13 25 85 to request a copy or by visiting a branch. |
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All products and services are provided by Beyond Bank Australia Ltd, 100 Waymouth Street, Adelaide, SA 5000, ABN 15 087 651 143 AFSL/Australian Credit Licence 237856. © 2026. |
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Comparison rates are based on a $150,000 loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. |
| 1 |
Total Home Loan Package Variable Rate Special Offer is only available to new owner-occupied loan applications received from 4 July 2024 where the minimum new variable rate loan borrowing amount is $750,000 and the LVR (Loan to Value Ratio) does not exceed 80%. Construction, Bridging, Parent Equity, Interest Only and Land Rent Scheme loans will be ineligible for this offer. No other discounts will apply to the advertised rate. Offer available for a limited time only and may be withdrawn at any time. |
| 2 |
Total Home Loan Package 3-Year Fixed Rate is only available to new owner-occupied loans and the LVR (Loan to Value Ratio) does not exceed 80%. Construction, Bridging and Interest Only loans will be ineligible for this offer. No other discounts will apply to the advertised rate. Offer available for a limited time only and may be withdrawn at any time. |
| 3 |
Available for new loans where the minimum borrowing amount is $150,000, or increases to existing loans where the increased borrowing amount is $50,000 or more and, in all cases, where the LVR (Loan to Value Ratio) does not exceed 60%. We calculate your LVR and determine your eligibility for this rate when we assess your loan. Rates may differ for existing borrowers. No package or other discounts apply to the advertised rate. This offer is available for a limited time only and may be varied, withdrawn, or replaced at any time in Beyond Bank’s sole and absolute discretion. |
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