BU Savings Account.

The perfect account to stash your cash. If you’re under 18 years old, our BU Savings Account is a transaction account designed to build your stash of cash quicker than ever!

3.00 percent per annum
On all balances.

Instant access with award winning banking.*

Download on the App Store Get it on Google Play

Other great accounts you may like.

Savings Accounts.

Competitive rates and flexible access to help you save for something great.
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Community Reward Account.

You save, we give, and your favourite not-for-profit benefits.
Find Out More

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^Withdrawals and enquiries at Australian and overseas ATMs may incur an ATM operator fee charged by the ATM operator.

Interest rates are current as at 9 April 2024.

Interest is calculated daily on the whole balance and paid quarterly on 31 March, 30 June, 30 September and 31 December. 

Excluding overseas ATM, cash advance and declined withdrawals. Excludes Bank@Post withdrawals. Withdrawals and enquiries at Australian ATMs may incur an ATM operator fee charged by the ATM operator.

Apple and Apple Pay are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay works with iPhone 6 and later in stores, apps and websites in Safari; with Apple Watch in stores and apps; with iPad Pro, iPad Air 2 and iPad mini 3 and later in apps and websites; and with Mac in Safari with an Apple Pay enabled iPhone 6 or later or Apple Watch. For a list of compatible Apple Pay devices, see here.

Google Pay is available on all non-rooted Android devices (Lollipop 5.0+). For full Terms and Conditions, view here.

For a full list of compatible Samsung Pay devices and Terms and Conditions, visit here.

5Children under the age of 13 may be required to have the account opened and held in trust by a parent or guardian.

6This fee is payable when you use your Visa Credit Card, Visa Debit Card or Visa Prepaid Card  to make a transaction:

  • In a foreign currency when using your card either online or at a merchant point of sale (irrespective of where the transaction occurs); and/or
  • In Australian dollars, when either the merchant or its financial institution/payment processor is located or registered overseas, including transactions that involve dynamic currency conversion where a transaction denominated in a foreign currency is converted to local currency.

(This fee will be collected by Cuscal, with 1.0% payable to us, 1.0% is retained by Cuscal and 1.0% is paid to Visa International). Some overseas Merchants may allow you to pay in Australian dollars, for example, when you make a purchase online or over the phone. This is still considered an international transaction as the transaction is processed overseas and will attract any International Transaction Fee.s, conditions, fees and charges a

#Card Access restrictions apply for children under 13 years of age. Internet, Mobile & Digital Banking will be restricted to view only for children.

~A declined transaction occurs in the following circumstances:

  1. Insufficient funds in the account
  2. Incorrect Personal Identification Number (PIN) entered; or
  3. Number of PIN tries exceeded.

*Awarded Canstar Customer-Owned Bank of the Year for Mobile Banking and Internet Banking 2016, 2017, 2018, 2019, 2020 and Mozo Expert Choice 2019 for Excellent Banking App.


pply. For full details please review our Financial Services Guide, Product Guide and Fees and Charges Guide available on our website at www.beyondbank.com.au/disclosures, by calling us on 13 25 85 to request a copy or by visiting a branch. 

This information has been provided without taking into account any of your objectives, financial situation or needs. Before acquiring any product you should read the relevant guides to decide if a product is right for you. 

All products and services are provided by Beyond Bank Australia Ltd, 100 Waymouth Street, Adelaide, SA 5000, ABN 15 087 651 143 AFSL/ Australian Credit Licence 237 856. © 2023

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